Savings & Investments
Committing your monies to regular savings or lump sum investments may be a daunting prospect, particularly in today’s economic climate; but this has always been the case.
At Mark J Morsley & Associates Limited, we have an investment advice process that has helped clarify expectation and meet our clients’ objectives.
The process first consists of becoming fully conversant with your financial objectives, attitudes, experiences and circumstances, both presently, and how things may be for you in the future.
Based on an understanding of your requirements following our initial meeting(s), we will be able to formulate a financial plan together which will be suitable to your individual needs.
All solutions are vigorously investigated and constantly reviewed in light of new options, evolving tax regimes and new legislation, as well as your changing work and personal circumstances.
The objective is to avoid jargon and overly technical descriptions and seek clarity in identifying and articulating your most appropriate options for your consideration.
The right planning for you
Having a deep understanding of your individual needs and situation is a fundamental factor in enabling us to give you the best advice on your savings and investments.
It is not just simply a question of ‘cherry picking’ the most promising investments that look as though they will produce the best returns for you; there are many other factors to take into consideration:
- Your objectives and time frames
- Your previous experiences of saving and investing
- Your attitude towards risk and reward
- Your own particular financial and taxation circumstances
In our initial meeting, We would seek answers to these and other questions that will guide the research process in finding you the investment options that are best suited to your needs.
Regular review of progress
It is important to monitor the performance of your savings and investments on a regular basis.
Our clients are appreciative of the frequent communication and regular review processes that I provide when managing their savings and investments.
At Mark J Morsley & Associates we manage millions of pounds in savings and investments for our clients. Regular reviews are an important aspect of this responsibility.
The value of your investments can go down as well as up, past performance is no guarantee for the future